Why get pre-approved?

This is the question on the lips of nearly all first home buyers. Pre-approval may seem like jumping the gun and running things out of order, however it does have some serious benefits.

By gaining your pre-approval and going through the paperwork prior to selecting a property, you cut down the time involved to get to settlement once you’ve placed an offer. With the lender paperwork complete, you have a clear budget of what you can afford to pay for your dream property and don’t run the risk of over committing.

As a buyer with pre approval, you walk in pre-approved for purchase ready to make a deal. We’ve seen cases where buyers have managed to purchase a property for less than another buyers offer, simply because they have the pre approval and can make moves more quickly. When selling a home, the Seller will want a good price from a buyer in a position to get the ball rolling quickly and with the security that pre-approval can give a deal.

If you’d like to know more about how this can work for you, get in touch with one of our friendly team.

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Benefits of Pre-Approval

Clear Budget Figure
Cuts Down Process Time
Make an Offer Right Away
Appearance of Savvy Buyer

Contact Us

Our Coogee based Mortgage Broker will help you search, choose and settle your new home or investment loan. Contact us today to discuss your requirements.

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0403 156 991