Specialist & Near Prime Loans

There are specialist loan options available to suit the needs of borrowers who fall outside the bank and mortgage insurance guidelines.

Do you require a specialist loan?

Specialist loans have been developed to suit the needs of borrowers who fall outside the bank and mortgage insurance guidelines. Types of borrowers that may fall into this category include: self-employed borrowers, credit impaired borrowers, contract workers and other applicants who do not fit into mainstream banking guidelines.

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Benefits of a Specialist Loan

Self-employed under 2 years
Defaults & judgements accepted
Part-9 agreements accepted
Discharged bankruptcy over 1 day accepted
Low credit score accepted
ATO debt consolidation available

Contact Us

Our team will help you search, choose and settle your loan. Chat to one of our loan specialists at a time that suits you.

General Enquiries
0403 156 991

 

Email
shane@financecraft.com.au

Privacy Policy
Terms & Conditions
Disclaimer

Copyright © 2021 Finance Craft Credit Representative Number 480499 is authorised under Australian Credit Licence Number 384704. Westpac - Fixed Options Owner-Occupied P&I <70% LVR - Premier Advantage Package Discount has an interest rate of 1.89% p.a. (comparison rate 3.25% p.a.). Maximum LVR is 70%. Annual Fee $395 applies. Other fees and charges may be payable. The Comparison Rate is based on a loan of $150,000 for 25 years. Fees and charges may be applicable. Loan subject to normal lending criteria and approval. IMPORTANT: The Comparison Rate applies only to the example given. Different amounts and terms will result in different Comparison Rates. Costs such as redraw fees, early repayment fees, and cost savings such as fee waivers, are not included in the Comparison Rate but may influence the cost of the loan. $3,000 cashback available when you refinance. This includes $2,000 per refinanced property and a bonus $1,000 for your first application. Only available on Owner Occupier loans (P&I repayments) and Investment loans, with LVR+ up to 80% and min $250k loan per property. Flexi First Option or packaged home loans only ($395 annual package fee). Apply by 31 January 2021, settle by 31 March 2021. Conveyancing fee rebate up to $1,000 for first home buyers is only available to eligible first home buyers (including recipients of State or Territory government first home buyer concessions) only with home loans over $250,000. Apply between 1 October 2020 and 31 July 2021. Eligibility criteria and T&Cs apply. For full terms and conditions of above offers, please contact us.

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