MFAA member for 15 years
Bondi Beach, the headland and the surrounding streets seen from the air

Shane Howley, Senior Mortgage Broker 15 years of home loans for Sydney's Eastern Suburbs. MFAA member, based in Coogee, $0 brokerage fee.

Your mortgage, handled with care

Shane Howley, Director and Senior Mortgage Broker at Finance Craft in Coogee
Shane Howley Director | Senior Mortgage Broker Diploma of Finance and Mortgage Broking Management MFAA member for over 15 years MFAA member for 15 years

Shane started Finance Craft in Coogee on a simple belief. Finding the right home loan should be straightforward, transparent and free of stress.

Over 15 years as a mortgage broker, Shane has seen how confusing and slow a home loan application can be, and he set out to change that for his clients across Sydney's Eastern Suburbs. He works with you directly, from the first conversation through to settlement, keeping you informed at every step, speaking plainly and always putting your best interests first.

Most of his work is larger and more complex lending, where the choice of lender and the way a loan is structured can make a real difference to the outcome. Professionals with bonus, commission or business income are assessed differently by every lender, and matching that income to the right one can shift borrowing power by hundreds of thousands.

When he is not working through the finance and property market, Shane is on the beaches of Coogee or at one of the local cafes with his wife and dog. The community is why he cares so much about the work he does.

How Shane works

Shane believes being a great mortgage broker is about more than finding a low rate. It's about understanding your goals and building a lending strategy around them.

  • Goal-First Approach

    Shane starts by understanding your financial goals, not just your immediate loan need. Whether you're building a portfolio or buying your forever home, he plans for your future.

  • Thorough Comparison

    Shane searches across 30+ lenders to find the right combination of rate, flexibility, and features for your situation. No shortcuts, no favourites.

  • Clear Communication

    You'll always know where your application is up to. Shane explains every step in plain English and is available when you need him.

  • Long-Term Relationship

    His job doesn't end at settlement. Shane checks in annually to make sure your loan is still working for you, and to give you an update on the current market.

  • Fast Turnarounds

    In a fast-moving market, speed matters. If you have an urgent requirement such as an upcoming auction, Shane can prioritise your application to get you pre-approved ASAP.

  • Fully Compliant

    Shane has a Diploma of Finance and Mortgage Broking Management, MFAA accredited over 15 years, with all applicable licences. You can trust that his guidance meets the highest professional and ethical standards.

Lenders compared include CBA, ANZ, Westpac, NAB, Macquarie, ING and more, plus non-bank and specialist lenders, all with $0 brokerage fee. Shane also arranges pre-approval, refinancing, investment loans, self-employed home loans, first home buyer loans, construction loans, debt consolidation and specialist lending.

What clients say

5.0★★★★★on Google
1 / 6

Shane is absolutely amazing. He makes the whole process so seamless and supports you every step of the way. He is honest and very approachable. Would definitely recommend.

Shanthosh S

You won't find a better Broker in Sydney!! Shane got us the best deal and went well beyond the call of duty to ensure our deal went through without a hitch. Thank you for all your help Shane, we couldn't have done this without you!

Allyson Bailie

Shane has been absolutely amazing. His professionalism and availability at every step made this whole process so much easier. He answered all our 1,000 questions with such patience and expertise, which gave us the confidence to take this big step. We truly recommend him.

Alessandra Garufo

Shane's knowledge, expertise, efficiency, communication & customer service is top tier. He was super helpful in explaining things I didn't understand & in a timely manner. Kept us informed at all times as to where our application was at etc. Would definitely recommend. 10/10. Thanks Shane!

Tara Donsen

I had a great experience working with Shane. He was professional, knowledgeable, and always quick to respond to any questions or concerns I had throughout the process. His communication was excellent, and he made everything straightforward and stress-free. I really appreciated his reliability and dedication, and I wouldn't hesitate to recommend him to anyone looking for a trustworthy broker.

Mira Melki

Finding the right mortgage broker can be daunting, but save yourself the time and go to Shane from Finance Craft. He is experienced, responsive, and patient with all questions. Shane acted promptly to remove any blockers and challenges, ensuring a smooth and stress-free process. He was always available for questions and calls, demonstrating his commitment and dedication, guiding us every step of the way and making the entire experience seamless. We will use his services for future property finance matters. Highly recommended, thanks Shane!

Sam B
Read all reviews on Google
Row boats lined up on the sand at Coogee, seen from above

Let's talk.

Whether you are buying your first home or refinancing an existing loan, Shane will walk you through every step. No jargon and no pressure.

Your local Sydney Eastern Suburbs broker

Shane is a local mortgage broker in Coogee, working with clients across Clovelly, Bronte, Bondi and all the surrounding Eastern Suburbs, as well as greater Sydney and Australia wide.